Settling Your Car Crash Injury Case Requires Skilled Insurance Analysis

Accidents can happen to anyone, anywhere, anytime. Even if you are a cautious driver, you can’t predict the actions of other motorists or control whether they are insured. All drivers should have underinsured motorist coverage as part of their automobile policy.

To increase your insurance payment for a car crash, your injury attorney should thoroughly review that policy and understand the law that could apply. At Fletcher Van Gilder LLP, our lawyers are skilled at insurance policy analysis. We prioritize following developments in the law to better represent our clients.

Indiana Code 27-7-5-2 governs what can be offset or subtracted from the underinsured motorist (UIM) policy payments of an automobile insurance policy. Two recent appellate decisions confirm that Indiana law does not generally allow your insurance company to subtract payments you received from a worker’s compensation benefit or from medical payments coverage from your underinsured motorist coverage payments. (Kearschner v. American Family Mutual Insurance Company, 192 N.E.3d 946, and Erie Insurance Exchange v. Craighead, 192 N.E.3d 195).

Partner David Van Gilder handles injury claims from automobile accidents and is skilled at insurance analysis. He will work hard to answer your questions and ensure you receive the settlement you deserve. Contact us today to schedule a consultation.